one endeavours to advance cumulatively. The result is freedom to work and live, without the distresses and doubts that harass many minds.

Whatever our heredity, we begin life fairly near the animal level, with impulses and instincts to contend with, emotions that struggle for possession, habits that frequently master us; and a body in which all these tendencies reside. Hence we all start life in about the same manner, namely, as responsive beings possessing a fair amount of human capital. As creatures of habit the entire conservatism of human nature speaks through us, and whatever headway we make must be made against opposition. This means contest with the forces, inertias, and passions of the flesh, on the one hand; while, on the other, we face the influences that keep men in the long-established vocations and professions, the prevailing economic and religious creeds, the limited pathways of traditional education. As creatures of self-will, we shirk responsibility and wait for opportunities which we might create, we ride over our fellows, and push competitors to the wall in the mad race for success. Only so far as we realise the egotisms of human nature yet see beyond them, are we likely to make sure headway in transforming character.

Time was when we would have condemned ourselves for our sin, for the possession of laziness, irascibility, and sensuality. But the efficient man